Debt Help Program

Your restructured debt help program will allow you to avoid taking the drastic measure of declaring bankruptcy or committing yourself to a long term debt consolidation loan that doesn't really solve the underlying problem.

By negotiating terms such as lowering your presently HIGH interest rates, a greater portion of each payment is applied toward your balance, instead of mostly paying off interest. You can drastically cut your pay off time from 15-30 years down to 4-6 years. This debt help program will result in saving you thousands of hard earned dollars in finance charges.

1^st. The First Step is yours:
Simply fill out our short debt help online form , or call us at 1-800-790-3882 .

2^nd. A Customized Plan Is Created
After receiving all the pertinent information about your debts & finances, a financial counselor will review and prepare a program tailored to meet your specific needs. You will be then contacted at the number you provided within 24 hours.

3^rd. Approve The Agreement
The plan is then sent to you for approval. Simply sign the forms and fax it in.

4^th. STOP The Harassing Phone Calls !
Once you have enrolled in our REDUCED INTEREST RATE PROGRAM®, the creditors you have provided to us are contacted and informed that we are putting together a debt counseling program. If any collection agency or creditor calls you, just give them your Client ID # with our customer service number and have them call us.

5^th. You Become Debt Free
Due to the eliminated or reduced interest rate(s), most of your payment will be paying off principal instead of interest. By cutting the pay off time from 15-30 years down to 4-6 years can drastically save you thousands of dollars in finance charges.