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Over
Spenders Quiz
Paul
Richard, RFC
Executive Director
Institute of Consumer
Financial Education
Test
Yourself, Then Check
Your Answers Below
"If
you hear 'spend, spend,
spend' when your money
talks, you too may be
one of those consumers
who later discover themselves
in a nightmare of debt
instead of living the
American dream. Here
is a short evaluation
to help you determine
if you are an over spender.
Following
are statements pertaining
to your spending techniques.
There are five responses
to select from which
indicate the degree
of your likeness to
each statement. Just
mark the number in the
space provided. Should
a statement not apply
to your situation, skip
it and adjust the scoring
accordingly which follows
afterwards.
Scoring
Your Spending Technique
10-15 VERY GOOD. Time
to teach others how
you do it.
16-20 Pretty Good. Concentrate
on improving a few of
the weaker areas.
21-35 Average. An hour
a-week devoted improving
spending will equal
greater $avings.
36-40 Lousy. Immediate
changes required, now,
to avoid a financial
disaster.
41-50 It Stinks! Time
to contact a credit
and debt counselor.
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