How
to Dispute Your Report
Sample
Dispute Letter
Date
Your
Name
Your Address
Your City, State,
Zip Code
Complaint
Department
Name of Credit Reporting
Agency
Address
City, State, Zip Code
To
whom it may concern:
I
am writing this letter
to dispute the following
information in my
file. The items I
am disputing are also
encircled on the attached
copy of the report
I received. (Identify
item(s) disputed by
name of source, such
as creditors or tax
court, and identify
type of item, such
as credit account,
judgment, etc.)
This
item is (inaccurate
or incomplete) because
(describe what is
inaccurate or incomplete
and why). I am requesting
that the item be
deleted (or request
another specific change)
to correct the information.
Enclosed
are copies of (use
this sentence if applicable
and describe any
enclosed documentation,
such as payment records,
court documents)
supporting my position.
Please reinvestigate
this (these) matter(s)
and
(delete or correct)
the disputed item(s)
as soon as possible.
Sincerely,
Your name
Enclosures:
(List what you are enclosing)
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