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10
Warning Signs
Are you aware of your finances and the warning signs that might
help you avoid the debt problems and other negative credit situations?
Over
Spenders Quiz
If
you hear 'spend, spend,
spend' when your money
talks, you too may be
one of those consumers
who later discover themselves
in a nightmare of debt
instead of living the
American dream. Here
is a short evaluation
to help you determine
if you are an over spender.
What
to do when in Debt
Getting out of debt
takes a lot of planning,
discipline and sometimes
changes to your spending
habits. It is important
for a person to realize
they are in debt and
are seriously willing
to eliminate that debt.
Here are few suggestions
to follow inorder to
reduce and possibly
eliminate your debt.
Credit
Repair Facts
The Federal Trade Commission
(FTC) recently announced
action being taken in
15 different cases against
credit repair firms
that still are bilking
consumers out of millions
of dollars annually.
It also announced a
new consumer education
program. Here are some
facts on credit repair.
Dealing
with Creditors
Creditors are eager
to work with people
who admit they are in
trouble and need some
help working things
out. They express their
greatest concern, however,
over those delinquent
customers who don't
stay in touch. Here
are some basic rules
for dealing with creditors.
Handling
Disputes
Sample dispute letter.
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