Credit
Reporting
 About
Your Credit Report
What is a credit report (also known as a credit file or
profile)?
It is a written report, (stored in computers) comprised of information
about your personal credit worthiness and debt repayment history...
More
Getting
Your Credit Report
You
can obtain a copy of your credit report from a Credit Reporting
Agency, which is an organization, usually profit-driven, devoted
to collecting and reporting credit information to subscribers
- mostly area businesses, banks, etc...More
Credit
Reports Can Vary
When
you look at your credit score and your credit report do you
assume it is correct? Do you also think that your credit score
is the same with each of the three major credit reporting agencies?
Think again.”...More
Improving
Your Score
Improving your credit score takes time and there is no quick
fix to the situation. The best thing to do is to properly manage
your credit responsibly over time....More
How
to Dispute Your Report
Sample dispute letter
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