10
Commandments of Personal
Finance
1) Manage your your expenses
so they don't exceed your
income.
2)
Spend money thinking
of your future as well
as your present.
3)
Begin saving early to
take advantage of compound
interest.
4)
Avoid collecting credit
cards and using them
for borrowing.
5)
Always honor your debts
and other financial
obligations.
6)
Project your income
and expenses for the
next 12 months and track
variances.
7)
Focus on the relationship
between the risk and
projected return of
investments.
8)
Maintain organized records
for tax and general
financial planning purposes.
9)
Have a plan and a purpose
for your investing.
10)
Obtain financial education
to be in a position
to make intelligent
financial decisions.
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